Last updated 5 months ago
Immigration Form Filing at Select Locations
Last updated 6 months ago
Elianne Gonzalez, portavoz del Insurance Information Institute nos explica que hacer en caso estamos involucrados en un accidente de auto.
Nadie quisiera verse involucrado en un accidente automovilístico, por eso es mejor estar prevenido. Por favor vea este video educativo.
Llame a Estrella Insurance para más información sobre las diferentes polizas y seguros de auto que ofrecemos. Visite la pagina web de Estrella Insurance o marque al (888) 577-2956.
Descargo de Responsabilidad:
Los materiales disponibles en esta página web son sólo para fines informativos y no con el propósito de proporcionar un asesoramiento de seguro. Respecto a cualquier cuestión de seguros usted siempre debe consultar con su agente para obtener un asesoramiento de seguro.
Last updated 6 months ago
According to the Florida Department of Motor Vehicles, every year there are 250,000 vehicle crashes in Florida. Many of these happen near Miami, West Palm Beach, and Fort Lauderdale. Accidentes De Autos | Car accidents are stressful, and the claim that follows can be confusing to understand, but no matter how severe the accident, the claims process will follow similar steps.
- Contact Your Insurer- Immediately following your accident, you need to make a claim with your auto insurance. Do this by calling your insurer directly. The number is found on your insurance card. You will provide them with information regarding where and when the accident happened, if you were injured, and what condition your car is in. A claims adjuster will be assigned to your case.
- File a Report- Your claims adjuster will ask you to recall the accident and describe the event to him or her in detail. The claims adjuster will repeat this process with all other parties involved in the accident. If the accident caused injuries or if the police were called to the scene, your claims adjuster may contact the police or hospital for any relevant reports or documents.
- Communicate With Insurance Companies- Based on the coverage you carry, your claim will either be handled mainly by your insurance company or by the insurance company of the person at fault. With full-coverage insurance, your insurer will represent you throughout the process. If you are the driver at fault, your insurance will cover the cost of damages for all other parties involved up to your policy’s limit. However, if you carry only minimum coverage and are found at fault you may be forced to deal with the other party’s insurance directly. In this case, you will contact the other party’s insurance and work with their adjuster. This will make you a third party to this insurance company. When carrying full coverage, your insurance provider will work directly with the other party—no matter what the circumstances—and you will not need to contact the other insurance company.
- Negotiate a Settlement- After an investigation into the accident is complete, a settlement will be offered to you. This will cover all or part of the damages and injuries. This may take days or weeks and depends on a variety of factors including severity of the accident, injuries involved, or time associated with processing paperwork.
Making a claim on your auto insurance can be confusing. However, knowing the basic steps of a claim can help cut down on the stress of the process. For questions regarding your coverage or to get a quote, call Estrella Insurance at (888) 577-2956.
Last updated 6 months ago
El seguro de auto es importante por varias razones, y no solamente porque conducir un coche sin seguro conlleva algunas consecuencias. Echemos un vistazo a algunas de las consecuencias que pueden ocurrir si conduce un coche sin seguro.
Multas Legales
Una de las razones más importantes para tener un seguro de coche es que es la ley. Si usted es detenido y no tiene prueba alguna de estar asegurado, entonces usted puede enfrentar multas de hasta $400 en algunos estados. Tambien enfrenta la posibilidad que le suspendan su licencia de conducir. Adquiera una póliza de seguro de auto antes de salir a las carreteras de Miami, Fort Lauderdale o West Palm Beach.
Los Costos De Reparación De Su Automobil
Derrepente una simple multa no le preocupa mucho, pero cuando sumas los gastos financieros de otro conductor, sus gastos por un accidente de auto pueden aumentar rápidamente. En el caso de un accidente, si conduce sin un seguro de auto la responsabilidad financiera será suya. Recuerde que reparar un auto despues de un accidente puede costar miles de dólares, Mientras más caro sea el coche, más caro seran sus gastos. No se arriesgue, asegúrese de tener la cobertura adecuada para usted y su vehículo.
Los Costos De Asistencia Médica
Otra de las razones por tener un seguro de auto son los costos de asistencia medica asociadas a accidentes automovilísticos. Estos accidentes son peligrosos y dolorosos pero también suelen ser muy caros. Usted necesita un seguro de auto que le cubra sus lesiones o las lesiones del otro conductor.
Visite nuestra pagina web o lláme a un agente de Estrella Insurance al (888) 577-2956 para obtener más detalles.
Last updated 6 months ago
Auto insurance is important for a variety of reasons, for instance driving a car without insurance carries some serious consequences. In an upcoming blog post we will discuss the possible legal fines, auto repair bills and medical expenses you could be responsible for.
For the time being let's explore a few safe driving tips:
Driving safely is a major priority for all drivers, and slowing down is one of the easiest ways to increase the safety of your driving. In this short video, you will see some situations in which you should slow down.
When the weather becomes dismal, it’s a good time to ease off the accelerator and exercise caution. Slippery pavement makes it more difficult to maintain traction and it also elongates stopping distances. Avoiding an accident is much easier at low speeds, so slow down to ensure safer driving.
Estrella Insurance can provide you with the automotive coverage you need today. Visit us online or call us at (888) 577-2956 for more information related to our policies.
